
Most banking apps still treat your finances like a single account with layers on top. Budgets, categories, sub-accounts—it’s all built around one core balance. Blackcat is taking a different route. With the launch of its rebuilt mobile app, the company is moving toward something closer to a financial operating system—where your money isn’t just managed, but structured.

For years, fintech founders looking to enter Europe defaulted to places like London or Berlin. But a quieter contender has been gaining ground—and doing it faster.

Banking used to mean paperwork, queues, and opening hours that never quite worked for you. Now it lives on your phone—and a handful of apps are competing to own that space.